/* CERECA base */
/* CERECA / Clear Counsel — maintained site design */
:root{--cr-paper:#f7f6f2;--cr-ink:#21394d;--cr-slate:#344b65;--cr-wine:#763e49;--cr-line:#dcdedc;--cr-muted:#586773}
html{scroll-behavior:smooth}body{background:var(--cr-paper);color:var(--cr-ink)}.wp-site-blocks{padding:0}.wp-site-blocks>main{margin:0}.cr-site,.cr{font-family:Arial,Helvetica,sans-serif;font-size:16px;line-height:1.65;color:var(--cr-ink)}.cr *, .cr-site *{box-sizing:border-box}.cr-shell{width:min(1200px,calc(100% - 96px));margin-inline:auto}.cr a,.cr-site a{color:inherit}.cr p{margin:0 0 22px}.cr h1,.cr h2,.cr h3{font-family:Georgia,'Times New Roman',serif;font-weight:400;line-height:1.08;color:var(--cr-ink);margin:0}.cr h1{font-size:clamp(44px,5.4vw,78px);letter-spacing:-2.4px}.cr h2{font-size:clamp(34px,3.5vw,48px);letter-spacing:-1px}.cr h3{font-size:27px;letter-spacing:-.4px}.cr-kicker{font-size:11px;letter-spacing:2.6px;text-transform:uppercase;font-weight:600;display:block;margin-bottom:24px;color:var(--cr-slate)}.cr-btn{display:inline-flex;align-items:center;justify-content:space-between;gap:28px;background:var(--cr-wine);color:#fff!important;text-decoration:none;padding:15px 23px;font-size:13px;line-height:1.4;border:1px solid var(--cr-wine);transition:background .18s}.cr-btn:hover{background:#5d2c37}.cr-btn.cr-secondary{background:transparent;color:var(--cr-ink)!important;border-color:#b3bdc3}.cr-btn.cr-secondary:hover{background:#e8e9e5}.cr-actions{display:flex;flex-wrap:wrap;gap:13px;margin-top:30px}.cr-header{background:var(--cr-paper);border-bottom:1px solid var(--cr-line)}.cr-header-inner{display:flex;justify-content:space-between;align-items:center;min-height:104px;gap:30px}.cr-brand{text-decoration:none;display:flex;align-items:center;gap:12px}.cr-brand img{width:214px;height:55px;object-fit:contain;object-position:left center}.cr-nav{display:flex;gap:27px;align-items:center;font-size:13px}.cr-nav a{text-decoration:none}.cr-nav a:hover{color:var(--cr-wine)}.cr-nav .cr-btn{font-size:12px;gap:18px;padding:13px 17px}.cr-mobile{display:none}.cr-hero{padding:85px 0 70px}.cr-hero-grid{display:grid;grid-template-columns:1.5fr .75fr;gap:90px;align-items:center}.cr-hero h1{max-width:700px}.cr-rule{width:56px;height:3px;background:var(--cr-wine);margin:28px 0}.cr-lead{font-family:Georgia,'Times New Roman',serif;font-size:23px;line-height:1.5;max-width:600px;color:#45586a}.cr-hero-aside{border-left:1px solid #cbd0d2;padding-left:38px}.cr-hero-aside h2{font-size:27px;line-height:1.25;letter-spacing:0;margin-bottom:20px}.cr-aside-row{display:flex;gap:15px;justify-content:space-between;border-bottom:1px solid var(--cr-line);padding:13px 0;font-size:13px}.cr-small{font-size:12px;color:var(--cr-muted);line-height:1.6}.cr-feature-image{margin:0;position:relative}.cr-feature-image img{width:100%;height:440px;object-fit:cover;display:block}.cr-caption{font-size:10px;color:var(--cr-muted);letter-spacing:.3px;padding-top:9px}.cr-image-label{position:absolute;left:28px;bottom:38px;background:var(--cr-paper);padding:17px 25px;font-size:11px;letter-spacing:1.6px;text-transform:uppercase}.cr-section{padding:82px 0;border-bottom:1px solid var(--cr-line)}.cr-section-title{display:grid;grid-template-columns:1fr 1fr;gap:80px;align-items:end;margin-bottom:44px}.cr-section-title p{margin:0;max-width:480px;font-size:16px;color:var(--cr-muted)}.cr-services{display:grid;grid-template-columns:repeat(4,1fr)}.cr-service{padding:0 25px;border-left:1px solid var(--cr-line)}.cr-service:first-child{border-left:0;padding-left:0}.cr-service:last-child{padding-right:0}.cr-num{color:var(--cr-wine);font-size:12px;letter-spacing:1px;display:block;margin-bottom:30px}.cr-service h3{font-size:25px;margin-bottom:18px}.cr-service p{font-size:14px;color:var(--cr-muted)}.cr-text-link{text-decoration:none;font-size:13px;border-bottom:1px solid #b5bec4;padding-bottom:5px}.cr-dark{background:#263e52;color:#fff}.cr-dark h2,.cr-dark h3,.cr-dark .cr-kicker{color:#fff}.cr-dark p{color:#dae1e5}.cr-dark .cr-text-link{color:#fff}.cr-split{display:grid;grid-template-columns:1fr 1fr;gap:75px;align-items:center}.cr-split img{width:100%;height:370px;object-fit:cover;display:block}.cr-dark .cr-rule{background:#bc8993}.cr-process{display:grid;grid-template-columns:repeat(4,1fr);gap:30px;margin-top:42px}.cr-process h3{font-size:23px;margin:15px 0}.cr-process p{font-size:14px;color:var(--cr-muted)}.cr-process .cr-num{margin:0}.cr-callout{background:#eceee9;border-left:3px solid var(--cr-wine);padding:25px 30px;font-size:14px}.cr-callout p:last-child{margin:0}.cr-insights{display:grid;grid-template-columns:repeat(3,1fr);gap:30px}.cr-article{padding:28px 0;border-top:1px solid var(--cr-slate)}.cr-article h3{margin:12px 0 22px;font-size:29px}.cr-article p{font-size:14px;color:var(--cr-muted)}.cr-cta{padding:60px 0}.cr-cta .cr-shell{display:flex;align-items:center;justify-content:space-between;gap:35px}.cr-cta h2{font-size:39px}.cr-footer{background:#21394d;color:#e8edf0;padding:56px 0 24px}.cr-footer-grid{display:grid;grid-template-columns:1.5fr 1fr 1fr;gap:70px}.cr-footer-brand{font-family:Georgia,serif;font-size:31px;letter-spacing:5px;color:#fff;text-decoration:none}.cr-footer .cr-kicker{color:#c8d5df;font-size:9px;margin:12px 0 24px;letter-spacing:1.6px}.cr-footer p{font-size:13px;color:#c8d5df;margin:0 0 14px}.cr-footer h3{font-family:Arial,sans-serif;font-weight:500;font-size:12px;color:#fff;margin:0 0 18px;letter-spacing:1.4px;text-transform:uppercase}.cr-footer a{color:#e8edf0;text-decoration:none}.cr-footer a:hover{color:#fff;text-decoration:underline}.cr-footer-links{display:grid;gap:9px;font-size:13px}.cr-footer-bottom{border-top:1px solid #4a6071;margin-top:38px;padding-top:23px;display:flex;justify-content:space-between;gap:25px;font-size:11px;color:#c1ccd4}.cr-footer-note{font-size:11px!important;margin-top:26px!important;max-width:930px}.cr-page-hero{padding:76px 0 58px;border-bottom:1px solid var(--cr-line)}.cr-page-hero h1{font-size:clamp(42px,5vw,68px);max-width:840px}.cr-page-hero .cr-lead{margin-top:26px;max-width:770px}.cr-content{max-width:800px}.cr-content h2{font-size:32px;margin:38px 0 20px}.cr-content h3{font-size:25px;margin:25px 0 15px}.cr-content ul,.cr-content ol{padding-left:23px;margin:0 0 25px}.cr-content li{margin:8px 0}.cr-detail-row{display:grid;grid-template-columns:.7fr 1.3fr;gap:70px;padding:40px 0;border-top:1px solid var(--cr-line)}.cr-detail-row h2{font-size:33px}.cr-detail-row p:last-child{margin:0}.cr-contact-grid{display:grid;grid-template-columns:.8fr 1.2fr;gap:80px}.cr-contact-item{padding:24px 0;border-top:1px solid var(--cr-line)}.cr-contact-item h3{font-family:Arial,sans-serif;font-size:11px;text-transform:uppercase;letter-spacing:2px;margin-bottom:15px}.cr-contact-item p{font-size:19px}.cr-form-panel{background:#fff;padding:35px;border:1px solid var(--cr-line)}.cr-form-panel h2{font-size:32px;margin-bottom:18px}.cr-faq details{border-top:1px solid var(--cr-line);padding:22px 0}.cr-faq summary{cursor:pointer;font-family:Georgia,serif;font-size:23px;padding-right:20px}.cr-faq details p{margin:18px 0 0;color:var(--cr-muted)}.cr-quote{font-family:Georgia,serif;font-size:29px;line-height:1.4;padding:26px 0;border-top:1px solid var(--cr-line);border-bottom:1px solid var(--cr-line)}.cr .wpforms-container{margin:22px 0!important}.cr .wpforms-field-label{font-size:13px!important;color:var(--cr-ink)!important}.cr .wpforms-field input,.cr .wpforms-field textarea,.cr .wpforms-field select{border:1px solid #b7c0c6!important;border-radius:0!important;font-family:Arial,sans-serif!important;background:#fff!important;color:var(--cr-ink)!important}.cr .wpforms-submit{background:var(--cr-wine)!important;color:#fff!important;border:0!important;border-radius:0!important;font-size:14px!important;padding:14px 24px!important;height:auto!important}.cr a:focus-visible,.cr-site a:focus-visible,summary:focus-visible{outline:3px solid #a76576;outline-offset:5px}.cr-skip{position:absolute;left:20px;top:-100px;background:white;padding:10px;z-index:999}.cr-skip:focus{top:10px}.cr-site-content{margin:0!important;padding:0!important;max-width:none!important}.cr-site-content>.cr{max-width:none!important;margin:0!important}.cr-site-content>*{max-width:none!important}.cr-subtle{background:#eceee9}
@media(min-width:1600px){.cr-hero{padding-top:105px}}@media(max-width:1050px){.cr-shell{width:calc(100% - 56px)}.cr-nav{gap:17px}.cr-brand img{width:170px}.cr-hero-grid{gap:45px}.cr-split{gap:40px}.cr-contact-grid{gap:35px}.cr-footer-grid{gap:35px}}@media(max-width:800px){.cr-header-inner{min-height:83px}.cr-nav{display:none}.cr-mobile{display:block;position:relative}.cr-mobile summary{font-size:13px;cursor:pointer;list-style:none;border:1px solid #bac3c8;padding:9px 14px}.cr-mobile nav{position:absolute;right:0;top:47px;width:240px;background:var(--cr-paper);border:1px solid var(--cr-line);padding:20px;display:grid;gap:17px;z-index:30;box-shadow:0 8px 30px #21394d20}.cr-mobile nav a{font-size:14px;text-decoration:none}.cr-hero{padding:55px 0 45px}.cr-hero-grid,.cr-section-title,.cr-split,.cr-contact-grid{grid-template-columns:1fr;gap:35px}.cr-hero-aside{padding-left:22px}.cr-hero h1{letter-spacing:-1.5px}.cr-feature-image img{height:340px}.cr-section{padding:55px 0}.cr-services,.cr-process{grid-template-columns:1fr 1fr;gap:30px}.cr-service{border:0;padding:0}.cr-service p{margin-bottom:16px}.cr-num{margin-bottom:18px}.cr-insights{grid-template-columns:1fr;gap:12px}.cr-footer-grid{grid-template-columns:1fr 1fr}.cr-footer-grid>div:first-child{grid-column:1/-1}.cr-footer-bottom{flex-direction:column;gap:12px}.cr-detail-row{grid-template-columns:1fr;gap:20px}.cr-cta .cr-shell{align-items:flex-start;flex-direction:column}.cr-page-hero{padding:50px 0 38px}.cr-form-panel{padding:26px}}@media(max-width:480px){.cr-shell{width:calc(100% - 36px)}.cr h1{font-size:45px}.cr-lead{font-size:21px}.cr-services,.cr-process{grid-template-columns:1fr}.cr-service{padding:24px 0;border-top:1px solid var(--cr-line)}.cr-service:first-child{padding-top:0;border:0}.cr-feature-image img{height:275px}.cr-image-label{left:14px;bottom:30px;padding:12px 15px;font-size:9px}.cr-split img{height:280px}.cr-footer-grid{gap:35px 22px}.cr-cta h2{font-size:33px}.cr-section-title{margin-bottom:32px}.cr-page-hero h1{font-size:42px}}@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important}}
.cr .form-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px}.cr .field{margin-bottom:18px}.cr .field.full{grid-column:1/-1}.cr input:not([type=checkbox]):not([type=hidden]),.cr textarea{width:100%;box-sizing:border-box;background:#fff;border:1px solid #c9cfd0;padding:14px;font:inherit;color:#21394d;border-radius:0}.cr input:focus,.cr textarea:focus{outline:2px solid #763e49;outline-offset:2px}.cr textarea{min-height:130px}.cr .field label,.cr-search label{display:block;font-size:13px;margin-bottom:8px;font-weight:600}.cr .consent{display:flex;gap:10px;align-items:flex-start;font-size:13px;line-height:1.6;margin:20px 0}.cr .consent input{margin-top:5px}.cr .trap{position:absolute;left:-10000px;width:1px;height:1px;overflow:hidden}.cr .fine{font-size:12px;line-height:1.7;color:#66717c}.cr .button{display:inline-block;border:0;background:#763e49;color:#fff;padding:15px 24px;text-decoration:none;font:inherit;cursor:pointer}.cr .notice{border-left:3px solid #344b65;background:#f0f1ed;padding:24px;margin:20px 0}.cr .notice.error{border-color:#763e49}.cr .case-key{font-weight:700;font-size:22px;overflow-wrap:anywhere}.cr .statusline{display:flex;align-items:center;gap:12px}.cr .status-dot{width:9px;height:9px;border-radius:50%;background:#344b65}.cr-tracking{max-width:700px}.cr-search{max-width:760px;margin-bottom:24px}.cr-search>div{display:flex;gap:12px}.cr-search input{min-width:0;flex:1}.cr-search button{white-space:nowrap;border:0;cursor:pointer}.cr-broker-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:12px}.cr-broker-box{display:flex;justify-content:space-between;gap:12px;border:1px solid #d8d9d4;padding:20px;text-decoration:none;color:#21394d;font-weight:600;font-size:14px;overflow-wrap:anywhere}.cr-broker-box:hover{border-color:#763e49;background:#fff}.cr-broker-box span{color:#763e49}.cr-blog-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:28px}.cr-blog-grid h2{font-size:27px;line-height:1.2;margin:18px 0}.cr-blog-grid h2 a{color:inherit;text-decoration:none}.cr-blog-grid p{font-size:14px}.cr-pagination{display:flex;gap:12px;flex-wrap:wrap;margin-top:30px}.cr-pagination .page-numbers{padding:9px 13px;border:1px solid #d8d9d4}.cr-pagination .current{background:#344b65;color:white}.cr-facts{margin:25px 0;border-top:1px solid #d8d9d4}.cr-facts>div{padding:14px 0;display:grid;grid-template-columns:1fr 2fr;border-bottom:1px solid #d8d9d4}.cr-facts dt{font-size:12px;font-weight:600}.cr-facts dd{margin:0;overflow-wrap:anywhere;font-size:14px}.cr-nav{gap:18px!important}.cr-brand img{width:180px!important;height:auto!important}@media(max-width:1100px){.cr-nav{display:none!important}.cr-mobile{display:block!important}}@media(max-width:800px){.cr-blog-grid,.cr-broker-grid{grid-template-columns:repeat(2,minmax(0,1fr))}}@media(max-width:540px){.cr .form-grid,.cr-blog-grid,.cr-broker-grid{grid-template-columns:1fr}.cr-search>div{flex-direction:column}.cr .field.full{grid-column:auto}.cr-facts>div{grid-template-columns:1fr;gap:8px}.cr-brand img{width:160px!important}}